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Frequently Asked Questions
Q: I’ve had previous credit issues, can you assist?
GAP strives to find solutions to move beyond life events and circumstance. We use the five “C’s” in our assessment. Your character, capacity, credit, collateral and conditions.
Q: I run my own business, can you assist?
GAP understands the challenges that can be faced in running your business and the critical need for timely access to funding. GAP is service oriented; our quick loans process can assist with providing financial solutions for your business.
Q: What type of mortgage loans does GAP offer?
Everyone’s financial journey is unique, so GAP offers a broad range of tailored secured business loans. We provide upfront lending for a variety of business purposes and can also provide a drawdown facility for small development purposes.
Q: Why should I use GAP?
You talk directly to a credit analyst, who is making the decisions. There is no “middleman”. We have funds from wholesale and retail sources with the use of an Australian Financial Services License (‘AFSL’).
Q: What is the processing time for loan approvals?
Online Deal Submission to facilitate an Indicative Offer within 24 hours. Settlement within 5 days from receipt of application and completed valuation.
Q: What is your discharge process?
No penalty for early payout post the prepaid interest period No line fees.